| How likely are you to need pet insurance? According | | | | bills varies and can depend upon many factors, and |
| to one provider of a popular pet insurance plan, over | | | | there can be many exclusions. If you own a pet that |
| one-third of policy holders end up claiming on their | | | | is prone to congenital conditions, you may find that |
| policy at least once. And pet insurance isn't | | | | those are excluded from cover, for instance, as will |
| necessarily an indulgence for owners who'll pay | | | | be most pre-existing conditions. |
| anything to keep their pets healthy, say industry | | | | - Compensation for accidental loss or death of your |
| spokesmen. According to the latest figures, a good | | | | pet |
| pet insurance policy can shield you from hefty vet | | | | If your pet is lost or stolen, the policy may pay out a |
| fees if your pet requires medical care. | | | | death benefit for burial or disposal, as well as |
| - £2500 for hip replacement for a typical dog | | | | replacement cost for the animal. While nothing |
| - £1,200 to set bones and care for a cat injured | | | | compensates you for the loss of that particular pet, |
| by a car | | | | it can be an important benefit if your pet was an |
| A good pet insurance policy will cover expenses in a | | | | expensive breed that you'd like to replace eventually. |
| number of different types of situations. | | | | - Payment for holiday cancellation if your pet |
| - Property damage by your pet | | | | becomes ill |
| If rover gets loose and uproots the neighbor's prize | | | | You may have travel insurance, but it's not likely to |
| petunias, don't despair. If your home insurance policy | | | | pay out if you choose to stay home because your |
| doesn't cover the cost of replacement (some policies | | | | cat is ill. Pet insurance, on the other hand, can do |
| do), your pet insurance should. Some policies will | | | | exactly that. |
| cover damage done to your rented flat by your pet | | | | How to Save On Pet Insurance |
| as well. | | | | Like vet bills, the cost of pet insurance is rising |
| - Kennel fees if you fall ill | | | | steadily, but you can still find some excellent bargains. |
| Who'll take care of your pet if you end up | | | | The key to getting value for money from pet |
| hospitalised for any length of time? Most pet cover | | | | insurance is to know what you need and to get it by |
| will pay for kennel fees or cattery fees to board | | | | shopping around. There are currently over 400 |
| your pet while you're in hospital. That's one less | | | | different pet policies on offer in the UK, and prices |
| worry for you so you can concentrate on getting | | | | can vary by quite a lot. Shop online at insurance price |
| well. | | | | comparison sites and get quotes from several |
| - Advertising costs for a lost pet | | | | different providers. |
| Most pet insurance policies reimburse you the cost of | | | | Don't make the mistake of buying based on the cost |
| printing Lost Pet posters and advertising expenses in | | | | of the premiums alone, though. Compare the benefits |
| case your best friends wanders off or is lost. | | | | offered on the different policies to choose the one |
| - Vet bills | | | | that's the best fit for you, your pet and your budget. |
| The amount that your pet insurance will pay on vet | | | | |