| How likely are you to need pet insurance? | | | | - Vet bills |
| According to one provider of a popular pet | | | | |
| insurance plan, over one-third of policy | | | | The amount that your pet insurance will pay |
| holders end up claiming on their policy at | | | | on vet bills varies and can depend upon many |
| least once. And pet insurance isn't | | | | factors, and there can be many exclusions. If |
| necessarily an indulgence for owners who'll | | | | you own a pet that is prone to congenital |
| pay anything to keep their pets healthy, say | | | | conditions, you may find that those are |
| industry spokesmen. According to the latest | | | | excluded from cover, for instance, as will be |
| figures, a good pet insurance policy can | | | | most pre-existing conditions. |
| shield you from hefty vet fees if your pet | | | | |
| requires medical care. | | | | - Compensation for accidental loss or death |
| | | | of your pet |
| - £2500 for hip replacement for a typical | | | | |
| dog | | | | If your pet is lost or stolen, the policy may |
| | | | pay out a death benefit for burial or |
| - £1,200 to set bones and care for a cat | | | | disposal, as well as replacement cost for the |
| injured by a car | | | | animal. While nothing compensates you for the |
| | | | loss of that particular pet, it can be an |
| A good pet insurance policy will cover | | | | important benefit if your pet was an |
| expenses in a number of different types of | | | | expensive breed that you'd like to replace |
| situations. | | | | eventually. |
| | | | |
| - Property damage by your pet | | | | - Payment for holiday cancellation if your |
| | | | pet becomes ill |
| If rover gets loose and uproots the | | | | |
| neighbor's prize petunias, don't despair. If | | | | You may have travel insurance, but it's not |
| your home insurance policy doesn't cover the | | | | likely to pay out if you choose to stay home |
| cost of replacement (some policies do), your | | | | because your cat is ill. Pet insurance, on |
| pet insurance should. Some policies will | | | | the other hand, can do exactly that. |
| cover damage done to your rented flat by your | | | | |
| pet as well. | | | | How to Save On Pet Insurance |
| | | | |
| - Kennel fees if you fall ill | | | | Like vet bills, the cost of pet insurance is |
| | | | rising steadily, but you can still find some |
| Who'll take care of your pet if you end up | | | | excellent bargains. The key to getting value |
| hospitalised for any length of time? Most pet | | | | for money from pet insurance is to know what |
| cover will pay for kennel fees or cattery | | | | you need and to get it by shopping around. |
| fees to board your pet while you're in | | | | There are currently over 400 different pet |
| hospital. That's one less worry for you so | | | | policies on offer in the UK, and prices can |
| you can concentrate on getting well. | | | | vary by quite a lot. Shop online at insurance |
| | | | price comparison sites and get quotes from |
| - Advertising costs for a lost pet | | | | several different providers. |
| | | | |
| Most pet insurance policies reimburse you the | | | | Don't make the mistake of buying based on the |
| cost of printing Lost Pet posters and | | | | cost of the premiums alone, though. Compare |
| advertising expenses in case your best | | | | the benefits offered on the different |
| friends wanders off or is lost. | | | | policies to choose the one that's the best |
| | | | fit for you, your pet and your budget. |